Circle has teamed up with payments-technology firm ACI Worldwide to bring USDC settlement onto existing banking rails in Latin America. The first pilot runs in Colombia on the Bre-B instant-payments network. The companies pitch the setup as stablecoin settlement running alongside traditional systems, not replacing them.
Circle is partnering with ACI Worldwide to fold USDC settlement into Latin America's banking infrastructure, starting with a pilot in Colombia. Both companies announced the collaboration on Tuesday, October 27, 2026.
How the Colombia pilot works
The collaboration pairs Circle's USDC infrastructure with ACI Connetic, ACI's cloud-based payments orchestration platform. The goal is to show financial institutions how a stablecoin can settle next to traditional payment systems.
The pilot centers on Bre-B, the interoperable instant-payments network whose central infrastructure ACI built. Crypto Briefing reports that Colombia's central bank, Banco de la República, runs the system, which recorded over 500 million transactions in its first five months as of March 2026.
What the executives say
Craig Ramsey, ACI's global head of account-to-account payments, said the effort integrates regulated stablecoins into workflows banks already trust. According to Ramsey: "The conversation around stablecoins is moving from possibility to practicality."
Kash Razzaghi, Circle's chief commercial officer, said financial institutions across Latin America increasingly look at how stablecoins can support payments within the infrastructure they already use.
Part of a wider regional push
Colombia follows earlier moves. Circle gained a Latin American foothold when Argentina's Mercado Pago added USDC, and it has pushed into dozens of emerging markets.
Because this is a pilot, Crypto Briefing notes that the open question is whether participating banks move beyond testing.
Sources: Decrypt, Crypto Briefing
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